© 2015 IBM Corporation IBM Integration Bus in the Banking Industry

© 2015 IBM Corporation 2 Issues Banks are Facing Today Use technology to re-engineer, and so dramatically simplify and streamline, banks’ current styles of customer interaction and processing. Banks need to : Connect with clients and communities Regain the trust of the public Behave and operate faster Innovate rapidly Banks are prohibited by : x Complex foundations of banking platforms x Old systems x Increasing risk of cyber-crime x Inflexible, complex operations

© 2015 IBM Corporation How IBM Integration Bus is Essential Infrastructure for Banks 3 Core Values Scalable Available Secure Reliable Simplifying IT Environment Large breadth of adapters, platforms and protocols Remotely locate queue managers Accelerate Mobile Delivery Rapidly and easily expose REST APIs. Mobile patterns Full support for MQTT Implemented Easily & Non-Disruptive Install in minutes Patterns-based development Zero pre-reqs Shared libraries Built-in unit testing Unlock the Value in Core Systems Greater view of in-flight data Easily integrate with business rules engine Built-in open source analytics node Wide Usage in the Banking Industry Used by top 20 banks in the world. IIB copes easily with a variety of requirements, high value/low volume and/or low value/high volume Why IBM Integration Bus is the best solution for banks

© 2015 IBM Corporation Achieving Greater Value with IBM Integration Bus 4 Customer use cases for implementing IBM Integration Bus 1. Transforming Core Banking Systems Eliminates costly and inefficient point-to-point integration Standardize and automate processes Integrate anything to anything Significant cost reductions and efficiency improvements 2. Mergers and Acquisitions Large breadth of adapters, platforms and protocols – connect two different IT environments together Consolidate your IT Pattern based development enables you to utilize existing resources 3. Omnichannel Banking Easily expose REST APIs for seamless integration between your back-end and front- end systems and applications to create a new personal, engaging experience for your customer Fully supports MQTT Mobile patterns for rapid development 4. Protecting from Cybercrime Achieve greater insight over the in-flight data in your business, enabling you to react faster Integrate with a business rules engine to capture banking events and alerts as they occur IIB is secure integration software

© 2015 IBM Corporation What are banks already doing with IBM Integration Bus? 5 Integrate a procured banking solution with its core banking system Built reusable interfaces using IIB. Project completed in just 12 weeks. NEED:OUTCOME: System and process management challenges – manual processes caused lengthy delays in customer service Standardize and automate bulk- payment processes. Ensure compliance with built-in regulatory and operational policies. Reduced time and effort on business operations by 50% Complex IT infrastructure that could not quickly respond to the evolving needs of the business Simplified infrastructure, improving performance and stability. Boosted the availability of its transaction processing system to % Expand and enhance delivery channels and back-end architecture. Needed a solution that could support online banking services. Enhanced communications between systems, the bank and its customers. Continuous availability to online banking capabilities. Increased decision making capabilities. Reduced system complexity and operating costs A select few of our customer examples...