RiskCo Ltd. Insurance & Risk Management Along & Across Latin America Copyright RiskCo Ltd. 2011

Agenda What is RiskCo Ltd. ? RiskCo Ltd. Philosophy. RiskCo Ltd. Advantages. Services Rendered by RiskCo Ltd. RiskCo Ltd. Market Practices. Board & RiskCo Ltd. Facts & Figures. Directory & Country Information. 2009 RiskCo Client Reception. Clients who trust in RiskCo Ltd. © Copyright RiskCo Ltd. 2011

A Truly Customer Oriented Organization. What is RiskCo Ltd. ? RiskCo Ltd. is the first and most important Independent Insurance Brokers Network in Latin America. RiskCo Ltd., incorporated in Bahamas, is the only Network based on an equity partnership which offers services by direct and formal correspondent offices from Tijuana to Ushuaia. Prestige, Experience, International Operational Standards, Cutting Edge IT Systems, Distribution of Regional Programs and Local Service Action, have created a unique combination for the benefits of our clients. A Truly Customer Oriented Organization. © Copyright RiskCo Ltd. 2011

Mission To be the Latin American Insurance Gateway formed by the best Independent Insurance Brokers, focusing on the desires, needs and preferences of our clients, implementing High End Risk Management Programs across the region. Vision To continue to be the largest and more professional Independent Insurance Brokers Network in Latin America. Values Ethics Experience Service Quality Transparency Loyalty © Copyright RiskCo Ltd. 2011

The result: excellent coordination & communication. RiskCo Ltd. Advantages Our philosophy brings forth the close relationship that each partner has among all partners. This unique relationship provides for great advantage, which warranties a Unique Service Standard as each office acts as a branch of the Broker where our clients have their Headquarters. In order to optimize the treatment and evolution of risks we maintain a permanent presence with each of our clients. As a fully independent Network we have the freedom and flexibility to operate with the most adequate markets that meet the client's real needs. The result: excellent coordination & communication. In RiskCo Ltd. we do not report to New York, Chicago or London, we report in a transparent way to our Clients & Associated Brokers. © Copyright RiskCo Ltd. 2011

Services Rendered Operating with the principal International, Regional and Local Insurers, RiskCo Ltd. offers its clients a complete Risk Management and Insurance Brokerage facility focusing on all phases of Asset protection, Income, Results and Liabilities. The intervention of an Integrated Network such as RiskCo will not increase the risk transfer cost, it will optimize it; the scales of economies will be achieved by a standardized professional approach for the treatment of risk. © Copyright RiskCo Ltd. 2011

Services Rendered Risk / Loss Control Prevention. Risk Inspections and Surveys. Integrated Risk Management Analysis. Local Optimal Support for International / Regional Insurance Programs. Taylor Made Design of Coverage Conditions for each Particular Case. Technical Assistance in the Valuation System of Assets. Follow-Up of Sums Insured. Set-Up of Sophisticated Employee Benefits and related Services. Insurance Audits. Mergers & Acquisitions. Formation & Administration of Affinity Groups. Claims Administration / TPA / Statistics y RMIS software. “One Stop Shop” Insurance Brokerage. Advice, Start Up & Administration of “Captives”. Facultative Reinsurance Support. © Copyright RiskCo Ltd. 2011

Specialized Practices PROPERTY (Industrial & Commercial Risks) CASUALTY (Industrial & Commercial Risks) LIABILITY (General / Products / Employers / Professional) MARINE CARGO (Import / Export / Domestic) MARINE HULL (Fishing Vessels / Yachts / Commercial) AVIATION (Commercial / Executive / Helicopters / Operators / Pilots) EMPLOYEE BENEFITS (Life Pools / Health / Pension) CONSTRUCTION – BOT PROJECTS D & O BONDS & CREDIT EXTENDED WARRANTY CELLULAR REPLACEMENT PROGRAM CORPORATE RISK MANAGEMENT OIL & GAS (Upstream, Downstream & Equipment) SPECIAL RISKS (Jewelers Block / Contingency / Sports / Fine Arts / Kidnapping) © Copyright RiskCo Ltd. 2010

High Specialized Risks GENERAL MANUFACTURING Chemical / Petrochemical / Pharma Food / Beverages Siderurgic / Metallurgic Auto Parts Textile Household Products ELECTRICITY Generation Transport Distribution OIL & GAS Upstream – Onshore / Offshore - Well Control Equipment Downstream INFRASTRUCTURE PROJECTS & PUBLIC SERVICES TELECOMMUNICATION © Copyright RiskCo Ltd. 2010

Risk Profile CEMENT & CONSTRUCTION MATERIALS EXPORTS OF FRESH FRUITS HOTELS / TOURISM / LEASURE BANKS & FINANCIAL INSTITUTIONS LOGISTIC & DISTRIBUTION MINING SHOPPING MALLS & SUPERMARKETS AUTO DEALERS (RENTING & LEASING) TRUCKS FLEETS WITH REGIONAL EXPOSURE PORT AUTHORITIES, STEVEDORES AIRPORTS / HANDLING SERVICES SECURITY & ARMORED SERVICE COMPANIES PROFESSIONAL MAL PRAXIS CONTINGENCY & PRIZES HIGH END RISK ENGINEERING © Copyright RiskCo Ltd. 2010

RiskCo Coordination Office 25 de Mayo 596 – 3rd. Floor C1002 ABL – Buenos Aires Argentina T: +54-11-5275-7400 F: +54-11-5275-7444 E: info@riskconet.com Key Contact Nélida Casillas de Dalimier nelida.casillas@riskconet.com Web Site www.riskconet.com RiskCo Ltd. Key Facts & Figures Established in 2002 (RIMS New Orleans) . 10 Shareholders and 7 Correspondents. + 40 offices in the region. + 1.200 experienced professionals in 16 Countries. Almost US$ 600.000.000.- in premiums +650 Multinational / Regional Programs under Administration. © Copyright RiskCo Ltd. 2010

Board of Directors General Secretary Ricardo J. Rosenthal Chairman & CEO Enrique Acevedo Schwabe COO Pablo L. Lorant CIO Rafael Avilés Ledergerber CFO Claudio Macedo Pinto CCO Christian Blaser Director José Conduta Stavros Costarangos Diego Fernandez Ameglio Jaime Gabel Renato Lilienfeld Andrés Morales Carbo General Secretary Nélida Casillas de Dalimier

Dominican Republic © Copyright RiskCo Ltd. 2011

ARGENTINA MAKLER S.A. Contacts 25 de Mayo 596 – 3rd. Floor C1002ABL – Buenos Aires – Argentina T: +54-11-5275-7400 F: +54-11-5275-7444 E: info@maklerseguros.com.ar W:www.maklerseguros.com Contacts Ricardo J. Rosenthal E: ricardo.rosenthal@riskconet.com Margarita Allen E: margarita.allen@riskconet.com Patrícia I. Poilischer E: patricia.poilischer@riskconet.com Andres Rothenberger E: andres.rothenberger@riskconet.com Ariel M. Van Oostveldt E: ariel.vanoostveldt@riskconet.com PREMIUMS US$ 56.600.000 HEAD COUNT 67 OFFICES 2 © Copyright RiskCo Ltd. 2011

BOLIVIA KIEFFER & ASOCIADOS S.A. Contacts Av. 6 de Agosto No. 2919 (San Jorge) La Paz Bolivia T: +591-3-333-1809 F: +591-3-333-3804 W: www.kieffer-asociados.com.bo Contacts Gonzalo Kieffer Guzmán E: gonzalo.kieffer@riskconet.com Michelle Kieffer Rodriguez E: michelle.kieffer@riskconet.com PREMIUMS US$ 33.000.000 HEAD COUNT 86 OFFICES 3 © Copyright RiskCo Ltd. 2011

BRAZIL HARMONIA Corretora de Seguros e Resseguros Contacts Av. Das Nacões Unidas, 10.989, 2do. andar CEP 04578-000 São Paulo – SP - Brasil T: +55 11 3054 4775 F: +55 11 3849 3654 W: www.harmonia.com.br Contacts José R. Conduta E: conduta@riskconet.com Cláudio Macedo Pinto E: macedo@riskconet.com PREMIUMS US$ 60.000.000 HEAD COUNT 119 OFFICES 6 © Copyright RiskCo Ltd. 2011

CHILE LILIENFELD CORREDORES DE SEGUROS Contacts Antonio Bellet 77 of. 301 Providencia – Santiago – Chile – ZIP 750-0025 T: +56 2 757 4310 F: +56 2 757 4360 W: www.lilienfeld.cl Contacts Renato Lilienfeld E: renato.lilienfeld@riskconet.com Laura Bustamante E: laura.bustamante@riskconet.com PREMIUMS US$ 16.150.000 HEAD COUNT 30 OFFICES 2 © Copyright RiskCo Ltd. 2011

COLOMBIA CORRECOL Contacts Calle 93 A Nro. 11-36 – 4th. Floor Santa Fe de Bogotá - Colombia T: +57 1 530 0053 F: +57 1 530 8495 W: www.correcol.com Contacts Juan M. Acevedo E: juan.acevedo@riskconet.com Enrique Acevedo E: enrique.acevedo@riskconet.com PREMIUMS US$ 68.500.000 HEAD COUNT 200 OFFICES 6 © Copyright RiskCo Ltd. 2011

COSTA RICA GLOBAL SEGUROS LTDA. Contact Los Yoses, Calle 37 Av. 10 y 12 Apartado 1718-2050 San José Costa Rica T: + 506-2225-5444 F: + 506-2224-2671 W: www.globalseguroscr.com Contact José Salgado Segura E: jose.salgado@riskconet.com PREMIUMS US$ 2.050.000 HEAD COUNT 9 OFFICES 1 © Copyright RiskCo Ltd. 2011

DOMINICAN REPUBLIC FRANCO FERNANDEZ & ASOC. S.A. Contacts Edifício V & M, 2nd. Floor Jacinto I. Mañon Nr. 48 Santo Domingo Dominican Republic T: +1-809-549-7003 F: +1-809-541-7007 W: www.francofernandez.com Contacts Juan Franco Fernandez E: franco.fernandez@riskconet.com PREMIUMS US$ 9.800.000 HEAD COUNT 27 OFFICES 3 © Copyright RiskCo Ltd. 2010

ECUADOR ECUAPRIMAS Ltd. Contacts Av. Carlos Julio Arosemena Km. 2 1/2 Guayaquil - Ecuador T: +59 3 (4) 220-9333        F: +59 3 (4) 220-8122 W: www.ecuaprimas.com Contacts Andrés Morales Carbo E: andres.morales@riskconet.com Rafael Aviles E: rafael.aviles@riskconet.com PREMIUMS US$ 43.300.000 HEAD COUNT 152 OFFICES 3 © Copyright RiskCo Ltd. 2010

EL SALVADOR PROSEGUROS, S.A. Contacts Final Calle Nueva No. 1 casa 3881 Colonia Escalón San Salvador El Salvador T: +503-2275-6610 F: +503-2263-5547 Contacts Max Sztarkman E: max.sztarkman@riskconet.com PREMIUMS US$ 2.900.000 HEAD COUNT 17 OFFICES 1 © Copyright RiskCo Ltd. 2010

GUATEMALA SERVISEGUROS S.A. Contact 11 CALLE 3-26, Zona 9 Guatemala City - Guatemala T: +502-2428 5000 F: +502-2428 5001 W: www.serviseguros.net Contact Oswaldo Lou Franco E: oswaldo.lou@riskconet.com Oswaldo Lou Rojas E: oswaldo.lourojas@riskconet.com Claudia Lou E: claudia.lou@riskconet.com PREMIUMS US$ 3.900.000 HEAD COUNT 12 OFFICES 1

MEXICO GRUPO LM&S Contacts Tomás Lorant E: tomas.lorant@riskconet.com Emerson No. 316-302 Col. Chapultepec Morales C.P. 11570, Miguel Hidalgo, México, D.F. T: +525 5 3093-6777 F: +525 5 3093-6884 W: www.lorant.com.mx Contacts Tomás Lorant E: tomas.lorant@riskconet.com Pablo Lorant E: pablo.lorant@riskconet.com PREMIUMS US$ 202.200.000 HEAD COUNT 230 OFFICES 8 © Copyright RiskCo Ltd. 2010

NICARAGUA CORREDURIA R&M Contact Camino de Oriente Modulo B-2 Managua Nicaragua T: +505-2278-7971 F: +505-2278-7925 Contact Rodrigo Robelo E: rodrigo.robelo@riskconet.com PREMIUMS US$ 2.250.000 HEAD COUNT 9 OFFICES 1 © Copyright RiskCo Ltd. 2011

PANAMA PADECO SEGUROS Contacts Calle Guatemala, El Cangrejo Plaza Dorchester, Planta Baja Panamá, República de Panamá T: +507 263-0000 F: +507 215-2215 W: www.padecoseguros.com Contacts Stavros Costarangos E: stavros.costarangos@riskconet.com David Perez E: david.perez@riskconet.com PREMIUMS US$ 16.600.000 HEAD COUNT 37 OFFICES 1 © Copyright RiskCo Ltd. 2011

PARAGUAY MUJICA SEGUROS Tito Mujica E: tito.mujica@riskconet.com Nuestra Señora de la Asunción No. 1295 – esquina Lugano 1261 - Asunción Paraguay T / F: +595-21-497 042 W: www.mujicaseguros.com Contacts Tito Mujica E: tito.mujica@riskconet.com PREMIUMS US$ 2.800.000 HEAD COUNT 10 OFFICES 1 © Copyright RiskCo Ltd. 2011

PERU GABEL SEGUROS Contacts Jaime Gabel E: jaime.gabel@riskconet.com Av. Javier Prado Oeste  N° 2344 San Isidro Lima Perú T: +51-1-460-9090 F: +51-1-261-4138 W: www.gabelseguros.com.pe Contacts Jaime Gabel E: jaime.gabel@riskconet.com Rubén Gabel E: ruben.gabel@riskconet.com PREMIUMS US$ 20.200.000 HEAD COUNT 50 OFFICES 1 © Copyright RiskCo Ltd. 2011

URUGUAY MAKLER ROU S.A. Contact Plaza Independencia 822 – Suíte 1102 Montevideo Uruguay T: (59-82) 902-0058 F: (59-82) 902-0074 W: www.maklerseguros.com Contact Diego Fernandez Ameglio E: diego.fernandez@riskconet.com PREMIUMS US$ 2.800.000 HEAD COUNT 10 OFFICES 1 © Copyright RiskCo Ltd. 2011

VENEZUELA ASEGURE S.A. Contacts Edificio Oficentro San Bernardino - Caracas Venezuela T: +58-212-507-0444 F: +58-212-576-2150 W: www.asegure.com Contacts Herbert Abaecherli E: herbert.abaecherli@riskconet.com Christian Blaser E: christian.blaser@riskconet.com PREMIUMS US$ 17.800.000 HEAD COUNT 61 OFFICES 2 © Copyright RiskCo Ltd. 2011