Juan Carlos Correal Chief Operating Officer, Partner Marlene Martínez Burt Office Manager and Senior Technical Broker Jose A. Perez-Albela President, Partner Rosa Serrano Administrative Assistant Administración, Contabilidad y Finanzas INTERBROS PROFESSIONAL TEAM Tecnología de la Información Soporte Administrativo y Financiero Equipo de Producción y Mercadeo      Marketing & Production Team Juan Carlos Correal Chief Operating Officer, Partner Jose A. Perez-Albela President, Partner Marketing & Production Team Accounting (Outsourcing) Information Technology (Outsourcing) Marlene Martínez Burt Office Manager and Senior Technical Broker Rosa Serrano Administrative Assistant    

Products and Services offered by INTERBROS Desde nuestras oficinas en Miami, y trabajando con nuestras representadas en Londres y en el resto del mundo, proveemos servicios de cotización, capacidad de reaseguro de primer nivel, nuevos mercados y productos en las siguientes áreas: Riesgos Especializados Instituciones Financieras, Responsabilidad Civil, Gastos Médicos, Desempleo, Productos Masivos, Consultorías de Seguros, Reaseguros, Administración de Riesgos, Seguridad Industrial, Auditoría Médica, Tarificación, etc. Marítimo y Aviación Cascos/Carga, Autoridades Portuarias, R. Civil Puertos y Aeropuertos Construcción/Ingeniería/ Energía, Gas y Petróleo Facultativos y Contratos Vida y No Vida ( Proporcionales y No Proporcionales) From our office in Miami, and working with our correspondant offices in London and in the rest of the world, we provide quotation services, first class reinsurance capacity, new markets and products in the following areas: Treaty & Facultative Life, Health & Property/Casualty ( Proportional and Non-Proportional) Specialized Risks Financial Institutions, Liability, Medical Expenses, Unemployment, Massive Marketing, Consulting Services on Insurance, Reinsurance, Risk Management, etc. Marine and Aviation Hull/Cargo, Port Authorities, Marine Ports and Airports liability Construction/Engineering/Energy, Gas and Oil

INTERBROS Marketing Handling Insured INTERBROS Cedant Lloyd’s Underwriters European and rest of the World Markets European and rest of the World Markets London Companies London Companies Markets od USA / Mexico, etc. Markets od USA / Mexico, etc.

Some of the Risks and Contracts placed by members of INTERBROS Furnas (Brasil)Energy YPF (Argentina)Refinery Gas and Oil ICE (Costa Rica) Energy and Telecom. CEL (El Salvador)Energy INDE GuatemalaEnergy ENEL (Nicaragua)Energy Guatemala Various Sugar Mills, Brewery Costa Rica Health Treaties ACE Ecuador Health Treaties Interagua (Ecuador) Drinking water company Electroperu (Peru)Energy PerúHealth Treaties, Mining Risks Debtors Portfolio Treaties Colombia Life, Debtors Group Life, Personal Accidents Treaties, Major Medical Expenses Dominican Republic Health Treaties Aviation Other CountriesBond Treaties

INTERBROS Strategy for Facultative Placements 1.INTERBROS directly contacts all potential markets in both North and South America, as well as the rest of the world with the support of our correspondant network in London and Continental Europe. 2.INTERBROS studies all the placement possibilities through different combination of structures, Quota Share and Excess of Loss, to obtain the best benefits and results with regard to both the required capacity and price level. 3.We do not only concentrate in accessing the specialized, traditional International Markets, but we also access domestic insurers who underwrite multinational risks and provide a good additional capacity with a high level of solvency.

Example of Facultative Placement 10%20%30%40%50%60%70%80%90%100% $200m $100m $150m $50m Quota Share Primary Layers Excess Layer Excess Layer