College Exploration and Planning/Colegio Exploración y Planificación RMMS Parent Workshop/Taer de Padres December 2, 2015.

Presentación del tema: "College Exploration and Planning/Colegio Exploración y Planificación RMMS Parent Workshop/Taer de Padres December 2, 2015."— Transcripción de la presentación:

1 College Exploration and Planning/Colegio Exploración y Planificación RMMS Parent Workshop/Taer de Padres December 2, 2015

2 Today’s Agenda/Agenda de hoy The importance of college/La importancia de la universidad Choosing the right college/Elegir la universidad adecuada Applying to college/Aplicando a la universidad Financing college/universidad Financiamiento How to support their college dream...now/Cómo apoyar a su sueño universitario...ahora

3 The Importance of College/La importancia de la universidad

4 Earnings and Unemployment/Ganancias y desempleo

5 Other Benefits of College?/Otros beneficios de la universidad? Higher earning potential/Mayor potencial de ganar Greater career opportunities and job satisfaction/Mayores oportunidades de carrera y satisfacción en el trabajo Job security- lower unemployment rate/Empleo Seguridad- Tasa de desempleo más baja Job Benefits: insurance, paid vacation, retirement plan/Beneficios de empleo: los seguros, las vacaciones pagadas, plan de retiro Growth as a person/life experiences and hands on learning/Crecimiento como persona / experiencias de la vida y las manos en el aprendizaje

6 Choosing the Right College/Elegir la universidad ideal ????????????????

7 Many Choices/Muchas opciones There are more than 4700 degree-granting colleges to choose from in the United States/Hay más de 4700 universidades que otorgan títulos para elegir en los Estados Unidos SOURCE: U.S. Department of Education, National Center for Education Statistics. (2015). Digest of Education Statistics, 2013 (NCES 2015-011), Table 105.50.Table 105.50. With this many choices, where and how do you start to look for the college that is right for your child?/Con este muchas opciones, ¿dónde y cómo usted comienza a buscar la universidad que es adecuado para su hijo? Before you start searching, think about your child’s college goals./Antes de iniciar la búsqueda, piense en las metas de la universidad de su hijo.

8 What are Your Child’s Goals?/¿Qué son los Objetivos de su hijo? Learn a trade or enter a specific profession?/Aprender un oficio o entrar en una profesión determinada? Obtain a degree, maybe in a certain field?/Obtener un título, tal vez en un determinado campo? Go into the family business?/Entrar en el negocio familiar? Not sure about goals?/No estoy seguro acerca de las metas? o Goals can change while researching colleges/Las metas pueden cambiar mientras investigaba colegios o College is a great place to explore options/La universidad es un gran lugar para explorar opciones o 80% of students change major at least once/80% de los estudiantes cambio importante al menos una vez

9 Choosing WHAT They Want to EARN/La elección de lo que ellos quieren ganar Types of degrees and certificates/Tipos de títulos y certificados o Certificate: programs prepare students to complete a specific task or educate about a particular aspect of their field. /Certificado: programas preparan a los estudiantes para completar una tarea específica o educar sobre un aspecto particular de su campo o Associate Degree : AArts/AScience, 2 years, general studies, transfer or training for specific type of work/Grado Asociado: Aarts / AScience, 2 años, los estudios generales, de transferencia o de formación para el tipo específico de trabajo o Bachelor’s Degree: general education courses and courses specific to a major (concentration of classes in a specific field of study). BA (arts and language) or BS (math and science). Typically takes 4 years to complete/Grado de licenciatura: en general los cursos de educación y cursos específicos para una mayor (concentración de las clases en un campo específico de estudio). BA (artes y lenguaje) o BS (matemáticas y ciencias). Normalmente lleva 4 años en completarse o Master’s Degree: Must already have earned a bachelor’s degree. 1-2 additional years to complete (e.g., MBA)/Máster: Ya debes haber ganado un título de licenciatura. 1-2 años adicionales para completar (por ejemplo, MBA) o Doctoral Degree: Highest degree possible. Must already have earned a Bachelor’s to work toward. 4-6 additional years (e.g., MD, DDS, PhD). /Doctorado: Mayor grado posible. Ya deben haber obtenido un Diploma para trabajar hacia. 4-6 años adicionales (por ejemplo, MD, DDS, PhD).

10 Choosing WHERE They Want to LEARN/Elegir dónde quieren APRENDER Community College/Colegio comunitario o 2 year- general education  AA/AS  transfer option o Affordable option o Close to home  usually commutable Liberal Arts College/ o Offers education in literature, philosophy, history, languages, social and natural sciences, and math.  prep for careers in law, business, medicine, etc. o Typically small and private o Typically earn bachelor’s degrees Vocational-Technical College/ o Specialized training o Not required to take general education courses- only classes related to field of study o Some prepare for careers as chefs, cosmetologist, firefighter, mechanic, dental hygienist, nurse, plumber, electrician, etc. o Typically receive a certification of completion or AS degree University o Offer more majors and degree options than the other types of colleges (bachelor’s, masters, doctoral) o Contain several smaller colleges (e.g., agricultural college, college of arts and sciences) o In addition to liberal arts, may offer engineering, architecture, health and other programs

11 College as a Goal/Colegio como Meta Explore Interests/Explora Intereses Link interests to career possibilities/goals/Enlace a los intereses de carrera posibilidades / objetivos Research colleges that offer programs that best fit interests and goals./Universidades de investigación que ofrecen programas que mejores intereses y objetivos de ajuste A few research tools: http://www.educationplanner.org/students/career-planning/find-careers/career- clusters.shtml http://www.educationplanner.org/students/career-planning/find-careers/career- clusters.shtml http://www.bls.gov/ooh/ http://www.vaview.vt.edu/resources/flash/whoru/flash/WhoRYou.swf

12 Choosing a college/La elección de un colegio The right “FIT” is important for overall satisfaction and success/El derecho "FIT" es importante para la satisfacción general y el éxito After interests and career goals, consider... /Después de los intereses y objetivos de carrera, considere...

13 Choosing the RIGHT college/Elegir la universidad adecuada

14 Researching College Choices/Investigando? Opciones universitarias There are many college search websites  www.CollegeProwler.com www.CollegeProwler.com  www.CollegeBoard.org www.CollegeBoard.org  www.PrincetonReview.com www.PrincetonReview.com  www.nces.ed.gov/collegenavigator www.nces.ed.gov/collegenavigator  www.campusexplorer.com www.campusexplorer.com  www.californiacolleges.edu www.californiacolleges.edu  www.trade-schools.net www.trade-schools.net  www.accc.nche.edu www.accc.nche.edu  http://bigfuture.collegeboard.org http://bigfuture.collegeboard.org  http://www2.assist.org/exploring-majors/Welcome.do http://www2.assist.org/exploring-majors/Welcome.do

15 College Applications/ Aplicaciones universitarios Each college has its own requirements for completing the application process. These can include:Cada universidad tiene sus propios requisitos para completar el proceso de solicitud. Estos pueden incluir:  Completing a short form and taking a placement test at a community college/Completar un breve formulario y tomar una prueba de nivel en un colegio comunitario  Submitting test scores, essays, reference letters and a portfolio at some colleges/Presentación de resultados de las pruebas, ensayos, cartas de referencia? Y una cartera en algunas universidades  Check each college’s website for requirements/Consulte el sitio web de cada universidad para los requisitos

16 Affording College/Cómo pagar la universidad

17 Type of College and Yearly Tuition and Fees/Tipo de College? Y matrícula anual y cuotas Public Two-Year College (in-district students)$3,347 Public Four-Year College (in-state students)$9,139 Public Four-Year College (out-of-state)$22,95 Private Four-Year College$31,231 **These numbers are based on published tuition costs, not what students actually end up paying out of their own pockets. There can be a big difference between those two numbers, thanks to financial aid./Estas cifras se basan en los costos de matrícula publicados, no lo que los estudiantes terminan pagando de su propio bolsillo. No puede haber una gran diferencia entre estos dos números, gracias a la ayuda financiera Source: https://bigfuture.collegeboard.org/pay-for-college/college-costs/college-costs-faqs

18 Cost of Attendance/Costo de estudiar When you look at the costs listed on the previous slide, you are looking at the college’s “sticker price”. Known as “Cost of Attendance” (COA)/Cuando nos fijamos en los costos que aparecen en la diapositiva anterior, usted está buscando en "precio de etiqueta" de la universidad. Conocido como "Costo de Asistencia" (COA) Consists of direct and indirect costs/Consta de los costos directos e indirectos Direct costs are paid to the college/Los costes directos se pagan a la universidad o Tuition and fees/ costo de la universidad o Room and board, if living on campus/ apartamento, si vive en la escuela

19 Cost of Attendance/Costo de estudiar COA also includes indirect costs/COA también incluye los costos indirectos  Room and board, if living off campus/Apartamento y comida, si vive fuera del campus  Books and supplies/Libros y utiles  Personal expenses- cell, haircuts, entertainment, clothes, laundry, etc. /Personal gastos- celular, cortes de pelo, entretenimiento, ropa, lavandería, etc.  Transportation/transportación  Cost of a personal computer/El costo de una computadora personal

20 Family Out of Pocket Cost/Familia costo de bolsillo

21 Is college affordable?/¿Es la universidad asequible? With the right planning you can afford college/Con la correcta planificación que puede pagar la universidad Financial support is available  $billions annually available  many miss out on benefits /El apoyo financiero es available  $ miles de millones  many anuales disponibles pierda beneficios Borrowing, saving, working, outside scholarships can lower the family’s net/El préstamo, ahorro, trabajo, becas externas pueden reducir neta de la familia

22 Sources of College Funds 2013/Fuentes de fondos de la universidad 2013 Source: https://informu.upromise.com/blog/how-america-is- paying-for-college-2015/https://informu.upromise.com/blog/how-america-is- paying-for-college-2015/

23 Types of aid/Tipos de ayuda

24 FAFSA Free Application for Federal Student Aid/Solicitud Gratuita de Ayuda Federal para Estudiantes Fill out January 1 st for the year student will begin college attendance/Llena el 1 de enero para el estudiante año comenzará asistencia a la universidad / Determines eligibility for /Determina la elegibilidad para o Most federal financial aid programs/La mayoría de los programas federales de ayuda financiera o Many state financial aid programs/Muchos programas de ayuda financiera estatales o Aid colleges award from their own funds/Aid colleges award from their own funds/Colegios de concesión de ayuda de su concesión de fondos propios / colegios de ayuda de sus propios fondos o Some scholarship programs /algunos programas de becas ??? On FAFSA o Income, assets, family size, # of family members attending college/Los ingresos, activos, tamaño de la familia, número de miembros de la familia que asisten a la universidad

25 CAL Grants/ The Cal Grant guarantee— If you’re a high school senior, graduate from a CA high school, meet eligibility and apply by March 2, you’re GUARANTEED to receive a Cal Grant!/Si usted es un estudiante de secundaria, graduado de una escuela secundaria CA, conocer la elegibilidad y aplicar el 2 de marzo, tiene la garantía de recibir una beca Cal Grant! On the web at calgrants.orgcalgrants.org

26 CAL Grant Eligibility Requirements/Requisitos de elegibilidad submit the FAFSA and your verified Cal Grant GPA by the deadlineFAFSA and your verified Cal Grant GPA by the deadline be a U.S. citizen or eligible noncitizen be a California resident attend a qualifying California college not have a bachelor's or professional degree have financial need at the college of your choice have family income and assets below the minimum levels be enrolled or plan to enroll in a program leading to an undergraduate degree or certificate be enrolled or plan to enroll at least half time not owe a refund on any state or federal grant or be in default on a student loan maintain the Satisfactory Academic Progress standards as established by the school. Recipients who do not meet the standards are ineligible for Cal Grant payment and will not use eligibility during the terms they are ineligible for payment.

27 Scholarships An estimated 30% of college students receive scholarship funds Average scholarship amounts received o 4-year public college = $5,903 o 4-year private college = $13,709 o Community college = $5,450 Source: How America Pays for College 2013,

28 Popular Scholarship Sites Four good and legitimate sites o Fastweb www.fastweb.comwww.fastweb.com o College Board www.CollegeBoard.comwww.CollegeBoard.com o Scholarships.com www.scholarships.comwww.scholarships.com o U.S. Dept of Labor www.careerinfonet.org/scholarshipsearch www.careerinfonet.org/scholarshipsearch Many other scholarship search sites but: o - Avoid paying a fee o - Keep an eye out for possible scams

29 Other Scholarship Resources High school counselor o - May have a list of local competitions o - Check with other area high schools College/university o - Financial aid office o - Check within your major Family and friends Employers Religious, civic and community organizations Foundations Military Public library

30 Scholarship Applications May need to provide o - Proof you have filed the FAFSA o - Essays/personal statement o - Letters of recommendation o - Examples of work in specific study area/portfolio o - SAT/ACT scores o - Transcripts o - Interview—in-person or phone

31 Federal Work Study Program Provides students who need additional financial aid with part- time jobs to earn money to help pay for college expenses./ When approved, you will be assigned a job that fits around your class schedule (studies always come first). Most of the jobs the program offers are paid on an hourly basis, and are usually on campus. If you work on campus, you’ll usually work for your school. Jobs can involve anything from helping out in the financial aid office to working in the student cafeteria, being a research assistant, or even driving the college shuttle bus. If you work off-campus, your employer will usually be a private non-profit organization or a public agency, and the work performed must be in the public interest. Some schools might have agreements with private for-profit employers for work- study jobs. These jobs must be relevant to your course of study.

32 Programa Federal de Estudio y Trabajo Ofrece a los estudiantes que necesitan ayuda financiera adicional con empleos a tiempo parcial para ganar dinero para ayudar a pagar los gastos universitarios Una vez aprobado, se le asignará un puesto de trabajo que se ajuste a sus horarios de clase (los estudios son lo primero). La mayor parte de los puestos de trabajo que ofrece el programa son pagados por hora, y son por lo general en el campus

33 Federal Loans/Préstamos federales An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories:/Un préstamo de la educación es una forma de ayuda financiera que debe ser pagado, con intereses. Los préstamos para educación vienen en tres categorías principales 1.Student loans (e.g., Stafford and Perkins loans)/préstamos estudiantiles 2.Parent loans (e.g., PLUS loan)/préstamos para padres 3.Private student loans (AKA alternative student loans)/Los préstamos privados

34 How you can support their college dream now/¿Cómo se puede apoyar su sueño universidad ahora?

35 Supporting Their College Dream/Apoyando Su Sueño Universitario Assist them in setting a college goal /Ayudarles a establecer una meta de la universidad Help your child set goals for the year  helps with motivation and focus./Ayude a su hijo metas establecidas para el year  ayuda con la motivación y la concentración Review the school calendar together/Revise el calendario escolar juntos o Note important dates and put them in a shared online calendar or in an easy-to-view place, such as a bulletin board in your kitchen./Nota fechas importantes y los puso en un calendario en línea compartida o en un lugar fácil de vista, como un tablón de anuncios en su cocina Make a plan to check in regularly about schoolwork/Haga un plan para comprobar regularmente sobre el trabajo escolar o If you keep up with your child's tests, papers and homework assignments, you can celebrate successes and head off problems as a team/Si usted continúa con las pruebas de su hijo, papeles y tareas, puede celebrar los éxitos y evitar problemas en equipo /

36 Support Their Dream/Apoyar su sueño Talk about extracurricular activities/Hable acerca de las actividades extracurriculares Getting involved in clubs and other groups is a great way for your child to identify interests and feel more engaged in school./Involucrarse en clubes y otros grupos es una gran manera para que su niño a identificar los intereses y se sienten más comprometidos en la escuela Discuss ways to take on challenges/Discuta maneras de asumir retos Encourage your child to take the most- challenging courses that he or she can handle. Tackling tough courses can give your child confidence and prepare him or her for higher-level high school classes./Anime a su hijo a tomar los cursos más desafiantes que él o ella puede manejar. Abordar cursos difíciles puede dar su confianza infantil y él o ella prepararse para las clases de la escuela secundaria de nivel superior.

37 Support Their Dream/Apoyar su sueño Visit a nearby college together/Visita a una universidad cercana juntos o If you live near a college, just being on a campus may get your child interested in college/Si usted vive cerca de una universidad, sólo estar en un campus puede obtener su niño interesado en la universidad. Get the big picture on paying for college/Obtener el panorama en pagar la universidad o It’s not too early to learn the basics of financial aid./No es demasiado pronto para aprender los fundamentos de la ayuda financiera Create fun ways to begin saving for college/Crear formas divertidas para comenzar a ahorrar para la universidad o Work together, involve the family!/Trabajar juntos, involucrar a la familia! Educate yourself on college cost and plan, plan, plan/Infórmese en el precio de la universidad y hacer un plan.